BBus (Fin Plan)
Director / Principal Advisor
Terrell’s qualifications include a Bachelor of Business (Financial Planning) from the Royal Melbourne Institute of Technology.
He’s a Registered Tax (Financial) Adviser with the Tax Practitioners Board and has passed the Financial Adviser Standards and Ethics Authority exam.
Terrell Hyman is a qualified Financial Adviser who works with clients to achieve their goals and increase their financial literacy.
After all, it’s financial literacy that helps you make smart financial decisions and can lead to a better, more prosperous retirement.
After working in the financial services industry for several years, Terrell noticed that traditional advice sometimes missed the needs of everyday people.
He believes a long-term plan is the best way to ensure opportunities are not missed. A long term plan helps clients move out of the “unknown” and take huge steps towards their financial goals with confidence.
Terrell started Trl Financial solutions in 2020 to dedicate his time to helping more Australians achieve financial freedom and financial confidence.
Terrell’s strategic financial advice incorporates complex strategies, but also gives his clients a strong understanding of the plan, and why the plan is important to meeting their goals.
Terrell’s advice includes:Helping set achievable goals
- Creating a spending plan which takes the thinking out of paying bills and regular savings
- Debt management to pay off “bad debt” as quickly as possible
- Creating wealth (including investment advice to achieve your
- goals faster)
- Advice on superannuation to make sure it is focused on your best retirement
- Protecting what you have already achieved (as well as your loved ones) by putting in place a safety net to catch you if anything happens.
- Savings for your Children
Terrell has previously played semi-professional cricket in Australia, England and South Africa and loves a round of golf. However, these days his time is spent with his girls, Thea and Lyla, with his wife Nicci down the beach or at the park with their Border Collie Whiskey.
Find Terrell on Facebook, LinkedIn, or use the Contact Form here.
About Trl Financial Solutions
At Trl Financial Solutions we are all about helping you become more financially confident by helping you understand your personal financial situation.
We do this whilst developing financial strategies that achieve your short and long-term goals to give you peace of mind.
Having professional guidance along the way can protect you from taking the wrong direction and ensure that you take advantage of every opportunity – whether it be buying your first home, protecting you and your family financially, investing for your children’s future & education, aiming at an early retirement, or ensuring that your funds see you through your retirement.
We like to make things as easy as possible for our clients, so if you live in our area we are happy to come to you.
We also hold meetings virtually if you would prefer to chat online, or live outside our normal service area.
Your 4 Step Process for Success
Understanding Your Position
At Trl Financial Solutions we believe that developing a good financial plan depends on a thorough understanding of each client’s personal circumstances.
Our initial consultation is designed to achieve this by defining your starting point through looking at your cashflow, understanding your current financial circumstances, and identifying your goals.
We will also work with you to set up an automated spending plan that takes the stress out of paying bills and helps you to setup good financial behaviours.
As part of these discussions, we will also look at the importance of protecting yourself and your family with the correct levels of insurances to ensure that if the unexpected happens, what you have already achieved does not need to be unwound or future goals sacrificed.
Plan for the Future
It does not matter what age or stage of life – identifying your goals and putting a plan in place can help to ensure financial freedom.
With an understanding of your current financial position and your goals, you can start to plan for them and Trl Financial Solutions can look at different strategies that help you achieve them.
These can include debt reduction, tax minimisation and reallocation, superannuation, personal insurances, funding your children’s education / future, investing for an early retirement, ensuring your funds will see you through a comfortable retirement, or simply investing for the future.
Implement Your Strategy
Trl Financial Solutions offers implementation services as standard.
We make sure all details and necessary paperwork are properly executed and maintained to keep your strategy and implementation in lock step.
This takes the worry out of dealing with insurers, Super funds and investment platforms.
While we provide this service for you, all information is directly available to you at all times.
Review Your Progress
Reviewing your progress helps to keep you on track as well as ensures that you remain on track for success.
We find that without regular reviews your strategy my not remain current and you will start to drift off course.
We can offer you a range of different ongoing service arrangements based on your circumstances and your level of engagement.